So, you sold your house...you found one you like and it isn't falling into the ground and you agreed on a number. Next up on the list is starting your loan!
We started at our local bank but when our paperwork wasn't correct, we decided to go with a friend of mine. This honestly has been the easiest part of the whole process! We brought the paperwork he needed to work up everything and that was it!
Now we are waiting for the appraisals to get done. Until those are done, we can't get the lone completed! AHHHHHH!
For once this is all I have to type! No novel to read :) You're welcome!
~ <3 ~
Me
BT Health & Fitness
A blog following my journey from being a couch potato to an active woman
Saturday, October 31, 2015
Tuesday, October 27, 2015
So you say you want to sell your house (part 2)
So last I posted, I left you at the point in our journey where we had received an offer on our home. Let's just save you the frustration and anxiety of the "haggling" :) After some back and forth, we finally came to an agreement with the buyer. YAY!
OH.....now the fun stuff....what stays and what goes. We were pretty lucky with this aspect in that the buyer wasn't too demanding. So next step was having our home inspected! They came, they left, all was well. We are very blessed and lucky that my husband is handy and everything since we have moved in was updated or replaced.
So....that is all done....so now what? OH, the best part! Now you find a home in the process of all this mess.
WELL, we found one! I walked in and felt peace. I felt like I was home. I could see our family growing up there. So, we made an offer. Now, we were thinking that we would have some "haggling" and be done....like our house. OH NO! The seller wanted nothing to do with our offer (which by the way was very fair for the area). So, we came back again with a better offer. OH NO! Again wanted nothing to do with it. Is it us? Do we smell funny?
We make one final offer....laid it all out on the table. FINALLY! The seller accepted with terms we laid out. So, now what? Inspection time! A few safety concerns, but its small enough that the seller should be able to take care of it. Now onto the loan.
We sat down to sign off our loan and the agreement paperwork wasn't written up the way we intended it to. SO, back to square one and we resubmit the offer (no less money to the seller) and we wait. This whole process has been a waiting game....the seller taking their good ole time getting back to us. Almost two days go buy and we get a call from our realtor.
Here is the best part! The seller came back accepting our offer but then taking back things that they agreed would stay when we first agreed!!!! GASP! At this point we were so fed up and angry we said we were done. Skipping past the painful details, we ended up signing an agreement to cancel the entire agreement. Then the seller changed their tone.....to the point of doing repairs that we didn't even ask to be done that the inspector noted in his report.
We waited and gave ourselves time to really think things over.....and decided to continue with the buying of this house.
Thanks for reading today! Next up is the loan and appraisal process....OH YAY! Stay tuned!
~ <3 ~
Me
OH.....now the fun stuff....what stays and what goes. We were pretty lucky with this aspect in that the buyer wasn't too demanding. So next step was having our home inspected! They came, they left, all was well. We are very blessed and lucky that my husband is handy and everything since we have moved in was updated or replaced.
So....that is all done....so now what? OH, the best part! Now you find a home in the process of all this mess.
WELL, we found one! I walked in and felt peace. I felt like I was home. I could see our family growing up there. So, we made an offer. Now, we were thinking that we would have some "haggling" and be done....like our house. OH NO! The seller wanted nothing to do with our offer (which by the way was very fair for the area). So, we came back again with a better offer. OH NO! Again wanted nothing to do with it. Is it us? Do we smell funny?
We make one final offer....laid it all out on the table. FINALLY! The seller accepted with terms we laid out. So, now what? Inspection time! A few safety concerns, but its small enough that the seller should be able to take care of it. Now onto the loan.
We sat down to sign off our loan and the agreement paperwork wasn't written up the way we intended it to. SO, back to square one and we resubmit the offer (no less money to the seller) and we wait. This whole process has been a waiting game....the seller taking their good ole time getting back to us. Almost two days go buy and we get a call from our realtor.
Here is the best part! The seller came back accepting our offer but then taking back things that they agreed would stay when we first agreed!!!! GASP! At this point we were so fed up and angry we said we were done. Skipping past the painful details, we ended up signing an agreement to cancel the entire agreement. Then the seller changed their tone.....to the point of doing repairs that we didn't even ask to be done that the inspector noted in his report.
We waited and gave ourselves time to really think things over.....and decided to continue with the buying of this house.
Thanks for reading today! Next up is the loan and appraisal process....OH YAY! Stay tuned!
~ <3 ~
Me
Sunday, October 18, 2015
So you say you want to sell your house? (part 1)
No, this isn't fitness related, but this is what my life entails right now, so I want to share it!
So you decided to sell your house did you?? Thought it would be simple, fun, and easy did you?
It took us almost 2 years to finally decide to list our home. We decided to list with a Realtor who we were confident with and who (through friends) got the job done and fast.
Someone came to take pictures. I will tell you that if you EVER want to feel like you are living in a strangers home, prep your house for showings. We moved furniture to our Aunt's house and we cleared all counters and clutter. I am still looking for things that we have put away. SO, you get the photos taken....a few days later....BAM!!!! Your house is officially listed online for thousands of people to see.
So not only am I paranoid wondering what people think about the photos. I am wondering if they like them enough.....will anyone come and see our house....did we list it too high....what if we miss out on a house we love because ours isn't sold yet. My brain has been in overdrive.
So our home gets listed on a Tuesday. Tuesday afternoon my phone goes off and someone wants to see it already the following day. SO, we have a plan....get home from work....organize a bit and vacuum....pack up the two kids and two dogs. We head out and grab some dinner and take the kids to the park.
When you show your house you are given an hour time window. This means the potential buyer can come 10 minutes before the time or 10 minutes after the end of the hour and stay until they are done. Now, having two young children and two dogs with you, you hope they come early and leave ASAP so you can just get back home :)
Then you walk back through your door and see that little business card sitting on your counter and all you can think about is "What did they think?!" "Will they make an offer?!". So, you just basically have to wait and see! We are lucky that our Realtor sends a survey which lets you know what the potential buyer thought. The survey came back great! So great that they came in and made an offer.....a very low offer. We were disappointed, but started the "haggling" process and fingers crossed that it would come to an agreement.
That is where I will leave you today...this was a long one. I will continue within the next few days of part 2! Thanks for reading!
~ <3 ~
Me
So you decided to sell your house did you?? Thought it would be simple, fun, and easy did you?
It took us almost 2 years to finally decide to list our home. We decided to list with a Realtor who we were confident with and who (through friends) got the job done and fast.
Someone came to take pictures. I will tell you that if you EVER want to feel like you are living in a strangers home, prep your house for showings. We moved furniture to our Aunt's house and we cleared all counters and clutter. I am still looking for things that we have put away. SO, you get the photos taken....a few days later....BAM!!!! Your house is officially listed online for thousands of people to see.
So not only am I paranoid wondering what people think about the photos. I am wondering if they like them enough.....will anyone come and see our house....did we list it too high....what if we miss out on a house we love because ours isn't sold yet. My brain has been in overdrive.
So our home gets listed on a Tuesday. Tuesday afternoon my phone goes off and someone wants to see it already the following day. SO, we have a plan....get home from work....organize a bit and vacuum....pack up the two kids and two dogs. We head out and grab some dinner and take the kids to the park.
When you show your house you are given an hour time window. This means the potential buyer can come 10 minutes before the time or 10 minutes after the end of the hour and stay until they are done. Now, having two young children and two dogs with you, you hope they come early and leave ASAP so you can just get back home :)
Then you walk back through your door and see that little business card sitting on your counter and all you can think about is "What did they think?!" "Will they make an offer?!". So, you just basically have to wait and see! We are lucky that our Realtor sends a survey which lets you know what the potential buyer thought. The survey came back great! So great that they came in and made an offer.....a very low offer. We were disappointed, but started the "haggling" process and fingers crossed that it would come to an agreement.
That is where I will leave you today...this was a long one. I will continue within the next few days of part 2! Thanks for reading!
~ <3 ~
Me
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Wednesday, October 7, 2015
Hit The Bottom
I have officially hit my rock bottom point since starting my journey. Not everything I do and everything I post is positive. Sometimes I have to keep it real and be honest with myself and others and let you know that it isn't always a glamorous fitness life.
I got dressed this morning....looked in the mirror. I saw it. I felt it. I looked squishier. My smaller jeans are getting uncomfortable. My face is getting rounder.
My eating has been out of control. My fitness has been lacking. Just because I am an online fitness coach doesn't mean I can't have moments of weakness. I still struggle with my eating issues.
I have to do something. I haven't gotten this far to lose it all. I worked too hard to give up. YES I am stressed.....YES I have a lot going on, but I CAN'T use these as excuses! I WILL NOT GIVE UP!
I refuse to be that tired, lazy, exhausted Mom. I refuse to be the woman ashamed of her body.
I WILL be the wife I intended to always be
I WILL be the mother that runs and plays with her children
I WILL be the woman who walks with confidence
I WILL get back into a routine
I WILL start eating better
I WILL NOT........GIVE UP!!!!!
~ <3 ~
Me
I got dressed this morning....looked in the mirror. I saw it. I felt it. I looked squishier. My smaller jeans are getting uncomfortable. My face is getting rounder.
My eating has been out of control. My fitness has been lacking. Just because I am an online fitness coach doesn't mean I can't have moments of weakness. I still struggle with my eating issues.
I have to do something. I haven't gotten this far to lose it all. I worked too hard to give up. YES I am stressed.....YES I have a lot going on, but I CAN'T use these as excuses! I WILL NOT GIVE UP!
I refuse to be that tired, lazy, exhausted Mom. I refuse to be the woman ashamed of her body.
I WILL be the wife I intended to always be
I WILL be the mother that runs and plays with her children
I WILL be the woman who walks with confidence
I WILL get back into a routine
I WILL start eating better
I WILL NOT........GIVE UP!!!!!
~ <3 ~
Me
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Sunday, October 4, 2015
Where Have I Been?
Wow......It has been since February since I have last posted an entry. My trainer recently asked me if I still kept up with my blog. I had to think about it and realized that I hadn't! So many things have changed in my life. A lot on our plate here at home, I started a new job (which has been amazing), I have been struggling in my journey, and I have definitely fallen off the wagon.
All my life I have a pattern. Whether it was work, or relationships, hobbies, goals. I start and throw myself into it but then slowly I cut back and taper off and cut things entirely. I am looking into why I do this.....I am not lazy.....but there is something. So, here I am getting ready to start all over again!
I am keeping up with my trainer once a week, but once a week isn't enough. The at home DVD's make it so easy to slack or turn off or just avoid in general. Ideally, I would win the lottery and hire my trainer daily and also hire a chef to prep and pack everything for me. Oh.....dreams....they are wonderful :)
So, why have I returned with my blog? I need to change my habits and I also felt like I was doing better in my journey when I WAS posting my blog entries.
Since my last post, I have run various races. A 10k, a few 5k's and various workout programs. My race times have been embarrassing and disappointing. It is my own damn fault. So, how convenient now that I want to start as the weather is turning cold and winter will be here before you know it.
In conclusion, here are my GOALS for the remainder of 2015.
-excercise more regularly
-healthier choices and tracking my food
-more personal development (helps stay positive)
-more time with family and friends
-more unplugging from social networking
What are YOUR goals to finish strong this year. Have you accomplished any that you set in January? Thanks for reading and love to you all!
~ <3 ~
Me
All my life I have a pattern. Whether it was work, or relationships, hobbies, goals. I start and throw myself into it but then slowly I cut back and taper off and cut things entirely. I am looking into why I do this.....I am not lazy.....but there is something. So, here I am getting ready to start all over again!
I am keeping up with my trainer once a week, but once a week isn't enough. The at home DVD's make it so easy to slack or turn off or just avoid in general. Ideally, I would win the lottery and hire my trainer daily and also hire a chef to prep and pack everything for me. Oh.....dreams....they are wonderful :)
So, why have I returned with my blog? I need to change my habits and I also felt like I was doing better in my journey when I WAS posting my blog entries.
Since my last post, I have run various races. A 10k, a few 5k's and various workout programs. My race times have been embarrassing and disappointing. It is my own damn fault. So, how convenient now that I want to start as the weather is turning cold and winter will be here before you know it.
In conclusion, here are my GOALS for the remainder of 2015.
-excercise more regularly
-healthier choices and tracking my food
-more personal development (helps stay positive)
-more time with family and friends
-more unplugging from social networking
What are YOUR goals to finish strong this year. Have you accomplished any that you set in January? Thanks for reading and love to you all!
~ <3 ~
Me
Sunday, February 8, 2015
Happy 100!
Happy 100th Blog Post!!!
So, I have really come a long way. I feel like I am on this hamster wheel of fitness and going nowhere. However, on the same hand, I see pictures like THIS and think "Wow, that is a big difference!".
I started my journey (and this blog) back in May of 2013. I started training with my trainer in April 2014. I have run 5k's, 10k's, done full sit ups and some band supported chin ups. Things that I thought would NEVER be possible are becoming a reality!
I come and go on this blog. No, I have not been consistent, but it has been so therapeutic to write when I need to vent or when I need to find support to keep going in my journey. Have I thought of giving up? OH SURE! But it is so easy to just give up. That means I am lazy and really don't care one damn bit about myself, or for that matter those around me.
A few months back, I did become a Beachbody coach. I stepped away from that because there was a lot going on in my life and I just wasn't ready to commit. Recently I have gotten back into it and feel so satisfied in my life. I honestly just wasn't ready last time! It is so hard to explain, but it just feels right the second time around.
I started by ordering a workout program called Piyo. I never did it. Then I read about something called 21 Day Fix. It is a food portion control program and it helps you to not only eat the RIGHT amount, but to eat the right foods to fuel your body! At this point in my life, I decide to say "What
the hell!". I mean really, what else do I have to lose, right? I get it in the mail....read up and go grocery shopping. My first week I dropped 1.5 lbs. Week two I dropped 1lb. Now this past week I wasn't doing so great with the eating, but amazing with working out. SO, this is my third week and I cannot WAIT to see how well I do!
Now for me, this program is not just a 21 Day thing and done. This for me is a lifestyle change to keep me healthy for my family and so I can enjoy life better! I really noticed a difference. I have more energy, I am happier and just all around less depressed. Now, living in Ohio, our winters are dark and dreary, so to feel this good is AMAZING :)
I joined a free online support group during this 21 day challenge and the women have been just so wonderful and motivating. When we have a bad day, we have support. No judgement. It is nice to know I am not alone when I slip up and have the support and the eyes watching me making sure I don't do it again. My Coach has been great in putting this group together, and I have met some amazing women.
So, you can join as a coach to get the amazing discounted price off Shakeology (which is ugghhhhh so amazing) or a fitness program, but I signed up for another reason. For that man or woman sitting there not knowing what to do with their life. Feeling helpless and lost. Feeling anxiety and nervousness and apprehension of joining a gym or a fitness group. I was there! I started running at 200 plus lbs! My body ached. I couldn't breathe! But you know what? I did it dammit!
I hate when veteran gym rats say "Oh it'll die down after a month.....no one is going to stay". SCREW THAT! You go up to them and say hello. You put a smile on their face knowing that you aren't staring at them in disgust and shame and full of judgement. That you are there to support their journey no matter what they weigh or what their goals are. They need people in their lives that will support them and hold them up when they feel like giving up.
SO, as I am coming up on two years into my journey now (so hard to believe) I am looking back and remembering why I am doing this and trying to stay focused. I feel more energized and I feel more fit. Here is to those who are just getting started! Don't be afraid to ask for help or support. The people around you who care for you and believe in you will back you up 100%!
So, I have really come a long way. I feel like I am on this hamster wheel of fitness and going nowhere. However, on the same hand, I see pictures like THIS and think "Wow, that is a big difference!".
I started my journey (and this blog) back in May of 2013. I started training with my trainer in April 2014. I have run 5k's, 10k's, done full sit ups and some band supported chin ups. Things that I thought would NEVER be possible are becoming a reality!
I come and go on this blog. No, I have not been consistent, but it has been so therapeutic to write when I need to vent or when I need to find support to keep going in my journey. Have I thought of giving up? OH SURE! But it is so easy to just give up. That means I am lazy and really don't care one damn bit about myself, or for that matter those around me.
A few months back, I did become a Beachbody coach. I stepped away from that because there was a lot going on in my life and I just wasn't ready to commit. Recently I have gotten back into it and feel so satisfied in my life. I honestly just wasn't ready last time! It is so hard to explain, but it just feels right the second time around.
I started by ordering a workout program called Piyo. I never did it. Then I read about something called 21 Day Fix. It is a food portion control program and it helps you to not only eat the RIGHT amount, but to eat the right foods to fuel your body! At this point in my life, I decide to say "What
the hell!". I mean really, what else do I have to lose, right? I get it in the mail....read up and go grocery shopping. My first week I dropped 1.5 lbs. Week two I dropped 1lb. Now this past week I wasn't doing so great with the eating, but amazing with working out. SO, this is my third week and I cannot WAIT to see how well I do!
Now for me, this program is not just a 21 Day thing and done. This for me is a lifestyle change to keep me healthy for my family and so I can enjoy life better! I really noticed a difference. I have more energy, I am happier and just all around less depressed. Now, living in Ohio, our winters are dark and dreary, so to feel this good is AMAZING :)
I joined a free online support group during this 21 day challenge and the women have been just so wonderful and motivating. When we have a bad day, we have support. No judgement. It is nice to know I am not alone when I slip up and have the support and the eyes watching me making sure I don't do it again. My Coach has been great in putting this group together, and I have met some amazing women.
So, you can join as a coach to get the amazing discounted price off Shakeology (which is ugghhhhh so amazing) or a fitness program, but I signed up for another reason. For that man or woman sitting there not knowing what to do with their life. Feeling helpless and lost. Feeling anxiety and nervousness and apprehension of joining a gym or a fitness group. I was there! I started running at 200 plus lbs! My body ached. I couldn't breathe! But you know what? I did it dammit!
I hate when veteran gym rats say "Oh it'll die down after a month.....no one is going to stay". SCREW THAT! You go up to them and say hello. You put a smile on their face knowing that you aren't staring at them in disgust and shame and full of judgement. That you are there to support their journey no matter what they weigh or what their goals are. They need people in their lives that will support them and hold them up when they feel like giving up.
SO, as I am coming up on two years into my journey now (so hard to believe) I am looking back and remembering why I am doing this and trying to stay focused. I feel more energized and I feel more fit. Here is to those who are just getting started! Don't be afraid to ask for help or support. The people around you who care for you and believe in you will back you up 100%!
My Reason
~ <3 ~
Me
Sunday, January 18, 2015
Sick of Being Sick
I will tell you what. This, hands down, has been my worst end of year yet. Fitness wise, health wise. I for some reason keep getting sick. I have been doing my best keeping up with fitness which I WAS doing decently until this week!
This weekend I have been MISERABLE! Fevers, coughing, losing my voice, sinus infection. It never ends!
I am literally SICK of being sick. I am doing some healthy smoothies, taking my amazing vitamins. All I have done this weekend has been lay on the couch and sleep. I have changed over some laundry though LoL.
My body is sore and tired and weak. Lots of water for me!
My next blog post will be #100! I want it to be something big and special if I can. We shall see :)
Sorry that I haven't been around much. I am trying to keep everything all in line and together!
~ <3 ~
Me
This weekend I have been MISERABLE! Fevers, coughing, losing my voice, sinus infection. It never ends!
I am literally SICK of being sick. I am doing some healthy smoothies, taking my amazing vitamins. All I have done this weekend has been lay on the couch and sleep. I have changed over some laundry though LoL.
My body is sore and tired and weak. Lots of water for me!
My next blog post will be #100! I want it to be something big and special if I can. We shall see :)
Sorry that I haven't been around much. I am trying to keep everything all in line and together!
~ <3 ~
Me
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